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NHBC Warranty Explained

The National House Building Council (NHBC) is the UK's largest provider of new home warranties. Their Buildmark warranty covers the majority of new build homes in the UK.

What is NHBC Buildmark?

Buildmark is a 10-year warranty and insurance product that provides protection for new build buyers against defects and structural problems. It is not the same as a consumer guarantee - it is primarily an insurance product with specific coverage terms.

The Three Periods

Year 1-2 (Defects Period)

Your builder must fix defects reported. NHBC acts as a backstop if the builder fails to do so.

Year 2-10 (Insurance Period)

NHBC provides insurance cover for major structural defects. Cosmetic issues are not covered.

Year 10+

Buildmark warranty expires. You may have rights under your mortgage lender policies.

NHBC Resolution Service

If your builder fails to address defects reported during the first 2 years, you can raise a formal dispute with NHBC. They offer a Resolution Service that adjudicates disputes between builders and buyers.

Alternative Warranties

Not all new builds use NHBC. Alternatives include Premier Guarantee, LABC Warranty, and Build-Zone. The protections are broadly similar but the claim processes differ.

Protect Your Warranty - Book a Survey

Disclaimer: SnaggingFinder.co.uk is an independent comparison and referral service. We are not surveyors, engineers, or legal advisors. Information on this website is for general guidance only and does not constitute professional or legal advice. Always engage a qualified, insured professional for your property inspection. Inspector pricing and availability are subject to change - always verify directly with the inspector before booking.